Specializing in Business Insurance Policies
Commercial Insurance
Our mission is to give the freedom to grow your business and live life with the knowledge that your covered if its ever needed.
annaville insurance for businesses Plans
Business owners have enough on their minds without the added burden of worrying about their insurance needs. Annaville Insurance provides a full range of products to meet all of your business insurance requirements. We strive to protect what is important to you and your company by providing comprehensive coverage through our vast network of companies at the lowest possible price.
Commercial Auto Insurance
Commercial Auto Insurance policies provide insurance coverage for any motor vehicle used in your line of business. These can be personal vehicles used by you or your company to visit jobsites or more specialized vehicles used for your specific line of business. Delivery Vans, Refrigerated Trucks, Limousines, Dump Trucks, Utility Trailers, Step Vans, Tank Trucks, Hearses, Flatbed Trucks, Min I Cargo Vans, Catering Trucks and Stake Trucks are all acceptable classes for Commercial Insurance Coverage.
Commercial Flood
Commercial Flood Insurance is simply a flood insurance policy that covers your business or interest in the event or rising or tidal surge
waters. Commercial Flood is a separate insurance policy and will not be included with Windstorm, Hurricane or Commercial Package
polices and must always be covered separately
Business Owners Package (BOP)
Business Owners Package polices, often called BOP policies, are package insurance policy for small to medium size businesses that
contain multiple policy coverages under one policy. This can be extremely helpful and also save you money as your business property coverage and General Liability insurance can be packaged together under one policy. These policies can also be tailored to meet the specific needs of your business.
Wholesalers and Distributors
Annaville Insurance has many programs that are cost effective and built especially for Wholesalers and Distributors.
Hotel and Motel Hospitality
Hotel & Motel insurance policies provide protection coverage for the owners and managers of hotels. Hotel 6 Motel insurance provides
coverage for resorts, spas, ranches and more.
Commercial Property
Commercial Property policies insure your business property from loss. These polices give your business protection for lost income or business interruption, or loss of buildings, computers, money, and valuable papers.
Surety Bonds
We work with the country’s top-rated surety companies to secure
• Contract Payment and Performance Bonds
• Fidelity Bonds on Employees
• Code Compliance Bonds
• Professional Service Bonds
General Liability
General liability insurance protects companies from claims that arise from a broad spectrum of sources. Claim exposures could be just
about anything, including accidents on the premises of jobsites from the operations of the insured party, contractual liability, or products manufactured by the insured party.
Contractors Liability
Contractors Liability Policies protect residential and commercial builders, construction contractors, general contractors, construction
managers, design and build firms, specialty contractors or subcontractors. These polices can be tailored for your specific or individual company needs.
Liquor Liability
Liquor liability Insurance is designed to provide liability insurance protection for those businesses that manufacture, distribute, or sell
liquor. These type of business entities include bars, taverns, brew pubs, nightclubs, fraternal organizations, convenience stores, liquor stores, and restaurants or any other business or company that sells alcohol, beer, liquor or wine to the public.
Errors, Omissions & Professional Liability (E&O)
Errors and Omissions (E&O) also called Professional Liability, is insurance to protect you and your company in the event a client
alleges they have suffered a financial loss as a result of an error or an omission during the course of business regarding your
professional services. Professional liability coverage is separate from a General Liability (GL) policy which COVERS bodily injury or
property damage.
Special Events Coverage
Special Events Coverage policies will give you or your company security in the event that a claim should arise from your corporate
event, summer concert event, farmers market, festival, rally or other special event Don’t let an unexpected occurrence spoil your
event, get Special Events Coverage today.
Director's and Officers Liability (D&O)
Directors and Officers liability Insurance is protection for the directors and officers of a company in the event they are sued in conjunction with the performance of their duties related to the company. This is basically a “management Errors and Omissions policy”.
Directors and Officers Insurance can be confused with Errors & Omissions Liability. Errors & Omissions covers performance failures and negligence of your products and services, not the performance and duties of management. Many companies carry both Directors
and Officers Liability Insurance and Errors and Omissions Liability Insurance as added protection.
Technology Insurance
Companies may be unaware that their current business insurance policies do not cover all of their technology related risks. Our
technology insurance programs provide coverage tailored to for your company’s unique technology needs. In today’s technology-driven world, companies face many dynamic exposures. Faulty software, inappropriate advice, misconfigured firewalls or inadequate antivirus
software, hardware failure can put you and your company at risk. Technology related claims are increasing faster than almost any
other market segment and can leave companies liable for expensive lawsuits.
Commercial Windstorm / Hurricane
Commercial Windstorm/Hurricane Insurance is very important class of insurance for any business operating on or near the Gulf of Mexico / Gulf Coast area. A commercial windstorm policy can protect your building as well as business contents from the threat of hurricane, hail or tornado. We offer a variety of coverage options and deductibles to bring cost effective solutions to our business clients all along the Texas Coast and Island.
Workers' Compensation
Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries. By law, most employers are required to provide coverage
for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. We work with some of the top Workers’
Compensation Insurers.